AL       Alabama Consumer Credit Licensee # 21070

AK      Alaska Mortgage Lender License #100233

AR       Licensed Lender/Broker/Servicer #100073 by the Arkansas Securities Department

CA       Licensed by the California Department of Corporations under the California Residential Mortgage Lending Act

            – Lender 413-0714; d/b/a AFR Mortgage, Inc.

CT       Connecticut Mortgage Lender 14124; d/b/a AFR Mortgage

DE       Delaware Office of State Bank Commissioner, Licensed Lender, #7489

DC       Department of Insurance Securities and Banking Bureau – MLB-2826

FL        Florida Mortgage Lender ML0700490

GA       Georgia Annual Mortgage Lender License, No. 22646

HI        Division of Financial Institutions - Mortgage Service License #003-10

IL         Illinois Residential Mortgage Licensee, MB6760563, Office of Banks and Real Estate, Mortgage Banking Division, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604

IN        Indiana Department of Financial Institutions – First Lien Mortgage Lender 10848

IA        Iowa Division of Banking – MBK 2008-0118

KS       Kansas Licensed Mortgage Company - MC.0025015

KY       Kentucky Department of Financial Institutions – Licensee MC23631

LA       Louisiana Residential Mortgage Lender – RML 2826

ME       Maine Office of Consumer Credit Regulation – Supervised Lender SLM11012

MD      Maryland Mortgage Lender, 12455

MA      Massachusetts Division of Banks, Mortgage Lender/Broker MC3739

MI        Michigan First & Second Mortgage Lender, FL-016207

MN      Minnesota Dept. of Commerce Residential Mortgage Originator #40071672 “This is not an offer to enter into an  interest rate lock-in under Minnesota law.”

MS       Licensed by the Mississippi Department of Banking and Consumer Finance - #552/2009

MO      Missouri Residential Mortgage License 10-1805; 155 Kisker Road, Suite 122, St. Charles, MO 63302

MT       Montana Division of Banking & Financial Institutions – Mortgage Lender License 2826

NE       Nebraska Department of Banking & Finance – License #2016

NH      Licensed by the New Hampshire Banking Department - 14628-MB; d/b/a AFR Home Loan Mortgage

NJ        Licensed Mortgage Banker, NJ Banking & Insurance, License #9823386

NM      New Mexico Mortgage Loan Company, #03072

NY       Licensed Mortgage Banker, New York State -B500777

NC       North Carolina Mortgage Lender, L-134009; d/b/a AFR Mortgage

ND       North Dakota Department of Financial Institutions-Money Broker License MB101925; d/b/a AFR Mortgage

OH       Ohio Mortgage Broker Act Mortgage Banker Exemption - MBMB.850004.000 

OK       Oklahoma Brokers License MB001335

OR      Oregon Mortgage Lender License No. ML-4801 (DBA Homecity Mortgage)

RI        Rhode Island Licensed Lender # 20102650LL

PA       Pennsylvania Department of Banking - First Mortgage Banker 21033

SC       South Carolina HUD Exemption

SD       South Dakota Mortgage Lender License #4857

TN       Tennessee Department of Financial Institutions - Mortgage Lender #3757; d/b/a AFR Mortgage

TX       Texas Department of Savings and Mortgage Lending - Registered Mortgage Banker, #68688

UT       Utah Department of Financial Institutions – Residential 1st Mortgage Notification

VA       Licensed by the Virginia State Corporation Commission, Lender MC-3282

VT       Vermont Licensed Lender No. 6123 (d/b/a AFR Mortgage)

WA      Washington Department of Financial Institutions – Consumer Loan Company License -CL-2826; d/b/a AFR Mortgage

WV      West Virginia Lender Licensee # ML-30156

WI       Wisconsin Department of Financial Institutions - Mortgage Banker Licensee 214874

WY      Wyoming Department of Audit - Residential Mortgage Lender License MBL-1936; d/b/a AFR Mortgage

Nationwide Mortgage Licensing System (NMLS) - Company #2826

FHA Sponsored-id: 1358600006

American Financial Resources, Inc.  Our principal address is 9 Sylvan Way, Parsippany, New Jersey 07054