American Financial Resources, Inc. (AFR), a national mortgage lender, is pleased to welcome back Timothy J. Yanoti as President and Chief Financial Officer, where he will be leading the charge for AFR Wholesale as well as the consumer-facing divisions of the company, eLEND and ManufacturedHome.loan. Having previously served as President of AFR from 2014 to 2018, Tim brings tremendous knowledge of the company, in addition to extensive experience across the mortgage industry with a proven track record of successful leadership.